Welcome to the start of a brighter future.
I commend you for paying attention to and wanting to improve your greatest personal asset… your credit!
So many people go through their lives not realizing what poor credit is costing them.
And by learning and following these steps, you too can get to an improved credit level, saving money and living a life without all the stress that bad credit brings.
Step 1 – Steps You Need To Take To Improve Your Credit
It’s my hope that at any time through this process you have any questions you can reach out to me and “Schedule a 20 minutes Credit Strategy Session”, so you know EXACTLY the steps you need to take to make the changes that lead to a better credit score.
Today’s activity: Step 1 to improve your credit is to sign up for a Credit Monitoring Service.
Now you may say, Miguel, I know my credit scores already. I have “Credit Karma” or Credit Sesame” or “enter free credit monitoring service here”. The problem is that these “free” services don’t report the credit scores accurately. Most importantly, they don’t provide you the tools you need to see everything that’s important to improve your score. Contrary to popular belief most of these so called “free” credit monitoring platforms work for the same very debt collectors’ consumers owe money to. This leads to the growing number of frustrated and confused consumers in today’s “Free” social lending and credit service platforms. Which leads me to my next question, how safe is my personal information?
Have you ever noticed as soon as you give them all your personal information, old debts miraculously reappear on your credit reports as new debts? Furthermore, worsen your credit by re-starting the collection activity of debt collectors now contacting you. Say what?
That’s correct, remember the number one business in today’s world is “Data Collection” or “Data Mining” reselling of your personal information to whoever pays the most for it. Please remember, nothing is “free” your data is worth more than a “free” misleading credit score and surrendering of your personal data to third party debt collectors.
My recommendation is to sign up for Credit Monitoring Here. There are many reasons why this is helpful (and we will get into more of those later), but one of the main reasons is that we are able to gain access to all three major credit bureaus. And you can cancel anytime you want after that (although I would encourage you to consider keeping it like you would car insurance). This allows you to actually see all 3 credit reports and scores from TransUnion, Equifax, and Experian for the best possible credit assessment and recommendations.
Again, the service is only $24.95 per month, a great price to pay for the most important financial asset to protect…your credit. Remember, we live in a credit driven society today, everything revolves around your credit score.
“Whether we realize it or not, if we fail to plan, we are planning to fail.”
After analyzing your credit reports from all three major credit bureaus, we will advise you on the proper steps on obtaining the right credit building products that fit your unique credit and financial situation. And we will provide the guidance you need to open new cards and to manage the balances for a better credit score.